Malware economics is evolving with the internet landscape and new market opportunities are emerging for former Malware authors. This talk will describe, where possible, malware authors’ goals and principal malware risks that threaten internet users. The focal point is the advancement in sophistication and complexity of Mobile Malware, and money-driven Malware like Ramsomware and Banking Malware, that take advantage of internet navigation to abuse and steal users’ personal information.